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different employees with different health plans should receive different messaging

Why Employers Need Different Messaging for HDHP and PPO Members

September 21, 2020

Comprehending the complex world of health care is not for the faint of heart. There’s acronyms galore, many different provider options and according to a 2019 published study, the majority of U.S. adults (51%) reported having inadequate health insurance literacy…

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new california fsa law requires employee fsa deadline notification

California Law Requires Employers to Notify Employees of FSA Withdrawal Deadlines

February 13, 2020

Effective as of January 1, 2020, California enacted a law that requires employers offering flexible spending accounts (FSAs) to notify participants of any deadline to withdraw funds before the end of the plan year [should their participation in the FSA…

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5 tips for your HSA in retirement

Five Things Employees Need to Know About Their HSAs Before They Retire

January 30, 2020

Many employees look forward to retirement. From starting a new hobby to traveling, employees may begin making plans for their retirement years long before the day actually comes. But when it comes to their benefits and financial plans, employees may…

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6 tips to take advantage of your dcap

Six Ways to Leverage the Dependent Care Assistance Program (DCAP)

January 13, 2020

For parents and legal guardians, paying for dependent care adds up quickly. A Dependent Care Assistance Program (DCAP), also known as a Dependent Care FSA, is an employee-sponsored reimbursement program that lets employees use pre-tax dollars to pay for a…

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start the new year with success

Start the New Year with Success

January 2, 2020

With the start of the new year, many organizations are kicking off a new benefit plan year – and there is a lot for employees to realize, especially when it comes to a health savings account (HSA). Whether they enrolled…

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what does the cadillac tax repeal mean for employers

What the Cadillac Tax Repeal Means for Employers

December 20, 2019

In December, 2019, President Trump signed spending legislation that will repeal of an excise tax on high-cost health plans, known as the Cadillac Tax. The Cadillac Tax, which was scheduled to take effect in 2022, would have imposed a 40…

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see what's coming around the bend for health plans in 2020

Changes to 2020 Health Care That Employees Might Not Know About

December 19, 2019

With the new benefits year around the corner, employees are likely making plans around their health care including Health Savings Account (HSA) and Flexible Spending Account (FSA) contributions, contemplating providers that they may need to visit and planning for the…

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explaining benefits to employees is important

How Brokers Can Help Young Adults Maximize Their Healthcare Benefits

December 5, 2019

As young adults head to college or enter the workforce with their first job, they’re gaining independence, finding their way in life and realizing that, with adulthood, comes a whole new world that they may not have worried about before.…

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Can consumers shop for health care

Can Consumers Truly Shop for Health Care?

December 3, 2019

The consumer-driven health care concept isn’t new. It’s been around for over a decade when a handful of businesses started offering their employees health plans with low premiums, high-deductibles and tax-exempt savings accounts. There has been steady adoption of this…

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Take advantage of the HSA triple tax benefit

What is the HSA Triple Tax Benefit?

November 21, 2019

Triple tax benefit. Employees have likely heard it before. However, when it comes to health savings accounts (HSAs), do employees really understand what these three words mean to them? The unique benefits of an HSAs triple tax advantage can seem…

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when your child turns 18 what do you do with HSAs?

Using an HSA with Kids Over 18 Years Old

November 11, 2019

When a child turns 18, there are a lot of changes that begin to take place. He or she may be heading off to college soon or starting their first job. When it comes to health insurance, it is easy…

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