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Hearing that you may be required to undergo a new medical test, treatment or procedure can be overwhelming, especially when you may not know what your options are. Your client’s employees are sure to have the same feelings. Empowering clients…
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Getting Employees to Use Health Savings Accounts
The numbers tell a story. Enrollment in high deductible health plans (HDHPs) has grown from just 1 million in 2005 to more than 23 million in 2017, according to statistics from America’s Health Insurance Plans.¹ Moreover, employers are increasingly offering…
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Helping Your Employees Establish a Contribution Cadence
We know contributing to HSAs can provide numerous benefits to employees. The more your employees know about contributions, the better equipped they will be to take full advantage of their HSAs’ tax benefits. HSA contribution limits and tax reporting, if…
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Understanding How Health Care Financing Works
A new health insurance plan year has just kicked off, so you may be getting questions from your employees about how their health plans work. At Further, we know that while health care finance can feel complicated, it doesn’t have to…
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Open Enrollment Look-Back
Did You Maximize Open Enrollment? Take a victory lap! You’ve made it through another benefits open enrollment season. This time of year can be incredibly stressful and endlessly busy, so you’ve earned the right to take a breath and relax.…
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Helping Employees Avoid a New Year’s FSA Hangover
It’s that time of year again. The time when holiday bills and unintentionally bad spending behavior have come due. Whether that means spending too much on a teenager’s video game system, a spouse’s automated vacuum cleaner, or even a holiday…
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The Cost of Common Holiday Injuries
Slipping a disk while picking up a grandchild to greet them. Choking on a turkey bone during a holiday meal. Indulging in too many festive cocktails. According to the United States Consumer Product Safety Commission (CPSC), more than 15,000 holiday-related…
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End Of Year FSA Expenses: An Employee Cheat Sheet
The scenario is all too familiar for employers and human resource managers: The year ends, and employees still have unspent funds in their flexible spending accounts. Whether employees forget that the money in their FSAs must be used or it…
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HSAs – The Past, Present, and Future
Health savings accounts (HSAs) were born in 2003. How have they evolved into the popular health care plan they are today, and what direction could they go in the future? HSAs were signed into law in 2003 to provide consumers…
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How to Boost Employee Adoption of HSAs
It’s no surprise that research has found employees tend to delay or disengage from decisions they view as difficult and complex. In the 1980s, the struggle among employees was 401(k) adoption, even though it was the most practical retirement financial…
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Top reasons we’re excited for the 2018 EBN Benefits Forum and Expo
We’re heading to New Orleans for the EBN Benefits Forum & Expo! But, that’s not all. There will be lots to see and do at the show. We’re looking forward to catching up with old friends, meeting new ones, and…
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