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Recent headlines have been filled with news of rapid and wild fluctuations in the value of investments such as mutual funds and money market accounts, causing many people to reassess their investment portfolios to make sure they are meeting their…
Read articleDCAP’s Use It or Lose It: Information for Brokers Regarding DCAP in 2020
The 2020 pandemic has disrupted everyone’s life. And working parents of young children have been among the most challenged. School, daycare and workplace closures have required such employees to supervise their children’s education while working from home. With most of…
Read article2021 FSA Contribution Limits Remain at $2,750
The IRS announced that the 2021 Flexible Spending Account (FSA) contribution limit will remain at $2,750. A medical FSA is a personal expense account that works with an employer’s health plan, allowing employees to set aside a portion of their…
Read articleOvercoming Open Enrollment Engagement Challenges During COVID
As COVID-19 began to spike in the U.S., consumers shifted habits related to their overall health. With growing concerns over the pandemic, a Further study found that 69% of consumers reported that their health is more important to them today,…
Read article3 Approaches to Connect with Clients on Health Spending Accounts
We know you have a lot on your plate as a broker You wear multiple hats and are pulled in multiple directions, often spanning the entire spectrum of employee benefits – everything from bringing forth options to troubleshooting specific employee…
Read articleWhy Employers Need Different Messaging for HDHP and PPO Members
Comprehending the complex world of health care is not for the faint of heart. There’s acronyms galore, many different provider options and according to a 2019 published study, the majority of U.S. adults (51%) reported having inadequate health insurance literacy…
Read articleHSAs: A Powerful Recruitment and Retention Tool
Health benefits packages have always been an important component of a job offer. However, the benefits package offered at a new job has taken on new significance in recent years as health care costs have continued to climb, with no…
Read articleAre Brokers Telling the Right Message Going into Open Enrollment?
In fewer than eight short years, health care spending in the U.S. is expected to reach a staggering $6.19 trillion — an increase of more than 19% over today’s spend. What’s more, the need for medical goods and health care…
Read articleHow COVID-19 has Changed Employees’ Benefits Awareness
COVID-19 has changed much of the world that we live in, including how people think about and value their own health and wellness. As COVID-19 began to spike in the U.S., consumers shifted habits related to their overall health and…
Read articleSurvey Finds HSA Perception Gap Among Employees and Employers
As employees across the United States are faced with rising health care costs and living with continued health fears in the wake of COVID-19, many are looking to their employers for tools and resources to pay for care today, including…
Read articleIRS Announces 2021 HSA and HDHP Limit Increases
For 2021, the IRS just announced the increased new contribution limits for Health Savings Accounts (HSA) to $3,600 for individuals and $7,200 for family plans. In turn, adjustments to High Deductible Health Plans (HDHP) were also made. The minimum HDHP…
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