Individuals

Helping you spend every day wisely

This is a conversation about more than money. It's about helping connect your health and finances, so you spend less time worrying and more time living.

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One-stop shop

We surround you from day one with everything you need to make smart health care spending choices: digital tools, informative spending account resources, and help navigating through a sometimes complicated process.

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Customer service

When you need help, we’re there. When you have questions or problems, our friendly, highly-trained team works to clear things up in one conversation.

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Learning Center

Our robust Learning Center provides information and resources you need to make the most of your health care spending and saving.

Health Savings Account (HSA) for individuals

Whether you’re a saver or a spender, Further has an HSA to fit your needs. An HSA allows you to save and pay for eligible health care expenses tax-free. You can feel confident that you’re taking control of your future and maximizing the value of your benefits.
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Pricing and interest rates

Plan PremiumSaver SelectSaver* BasicSaver ThriftSaver FreeSaver
Administrative Fee $4.00/month $3.00/month $2.50/month $1.00/month $0.00/month
Crediting Rates
$0-$2,499 0.50% 0.05% 0.20% 0.10% 0.00%
$2,500-$9,999 0.75% 0.07% 0.25% 0.15% 0.00%
$10,000-$14,999 1.00% 0.07% 0.35% 0.20% 0.00%
$15,000-$24,999 1.15% 0.10% 0.45% 0.25% 0.00%
$25,000+ 1.25% 0.10% 0.55% 0.35% 0.00%

* SelectSaver offers FDIC security.

Interest rates and balance tiers are subject to change without notice

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Looking for more information on how to use your HSA?

Find out more about HSAs and all the health care spending and savings products we offer, as well as tools and resources you need to make the most of your account.