Flexible Spending Account (FSA)

A medical flexible spending account (FSA) is a personal expense account that works with an employers’ health plan, allowing employees to set aside a portion of their salary pretax to pay for qualified medical expenses. An FSA offers your clients a smart way to help employees plan for health care costs and save money on their taxes at the same time. Employers benefit too, with reduced employee payroll taxes.

Added flexibility

Employers can offer FSAs with almost any group health plan, and employees who are eligible for the employer’s health plan can participate. In addition, employees to carry over up to $500 of their unused FSA funds.

Reduced administration

Employees can manage their accounts from any mobile device and enjoy the convenience of a simple claims and reimbursement process.

Enhanced benefits

FSAs are a valuable addition to any benefits package, helping to attract and retain employees and empower them to make smart spending decisions.

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Understanding FSAs

Explore the Learning Center to find everything you need to know about making the most of your FSA account.

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