Getting Employees to Use Health Savings Accounts

The numbers tell a story.

Enrollment in high deductible health plans (HDHPs) has grown from just 1 million in 2005 to more than 23 million in 2017, according to statistics from America’s Health Insurance Plans.¹ Moreover, employers are increasingly offering health savings accounts (HSAs) as a part of their benefits packages. Yet a recent study from Further and SourceMedia Research, a division of the company that publishes Employee Benefit News, points to the fact that only one out of three employees participate in HSAs.² What do these findings signal? You can’t simply offer HSAs and expect employees to engage. There is a continued need to help employees adopt—and use—these beneficial, tax deductible health savings accounts.³

Check out the infographic, Top Tips for Employers: Getting Employees to Use Savings Accounts to gain a better understanding of how to help employees understand how HSAs work so they can use them fully. Our tips can help you simplify the process!


Delve deeper into the survey results with the white paper, Employee Participation: Key to Making Health Savings Accounts Beneficial to All, which is available on our Learning Center.



  1. AHIP. Health Savings Accounts and High Deductible Health Plans Grow as Valuable Financial Tools.
  2. Online survey of 313 human resources and benefits managers and directors at organizations with 5,000or fewer employees, conducted by SourceMedia Research/Employee Benefit News, November 2018.
  3. Irwin, J. 4 Ways to Fuel HSA Growth. Benefits Pro.

Share this: